One card, one loan
Each loan is backed by a single graded card, already on-chain from a tokenization issuer such as CollectorCrypt or Phygitals.
Borrow cash against your cards.
Unlock liquidity using your tokenized RWAs. Keep your assets, borrow crypto.
Built on top of protocols and sources trusted by MLKY
MLKY is a Solana-native lending protocol that turns graded trading cards into productive collateral. Card holders borrow USDC against their cards without selling, and liquidity providers earn yield funding those loans.
Funded by a pool
Loans come out of pools. Anyone can open one, fund it with USDC and set its rules: which cards it takes, how much, how long, at what rate. It lends on those terms automatically.
Priced by an oracle
A signed off-chain oracle prices each card from grading pop reports and live marketplace data, so a card is valued on its own merits rather than its collection's floor.
Sold, not forfeited
Miss maturity and the card is sold to recover the debt. You can buy it back until it sells. After a 5% commission the pool is repaid, and the remainder goes to you.
Bring any graded card.
If it is graded and sealed, it counts. A partner vault holds the physical card.
Built for collectors.
A protocol built for collectors and DeFi users. Fully on-chain.
USDC Staking.
Simply deposit your stablecoins in one of the pools you create, relax, and earn.
Open the pools
Simple Borrowing.
Select your RWAs and choose instant liquidity or create a personalized exotic offer.
Start borrowing
Premium price.
Unrepaid RWAs go to a Dutch auction: it opens at the card's appraised value and steps down to what repays the loan in full, never below. Priced off the card, not off the debt — and whatever it sells for above the debt goes back to the borrower.
See live auctions
Security First.
A confidence system allows RWAs to be rejected if they are considered too sensitive for the pools.
With Precision.
An oracle that allows you to stay as close as possible to real market prices every day.
Built different.
Solana-native, on-chain settlement, audited contracts, transparent liquidations.
Connect a wallet. See what your cards borrow.
Pick a card, see its quote, and draw against it. Access is allowlisted while the beta runs — connect an approved wallet to get in.